Russian Translation(s) & Details for 'Deductible'

English Word: deductible

Key Russian Translations:

• вычет [ˈvɨtɕɪt] - [Formal, Singular, Often used in financial or tax contexts]
• удержание [ʊdʲɪrˈʐanʲɪjə] - [Formal, Singular, Used in contexts of deductions from salary or insurance]

Frequency: Medium (commonly used in financial and legal contexts)

Difficulty: B2 (Intermediate) for both translations due to specific contextual usage

Pronunciation (Russian):

вычет: [ˈvɨtɕɪt]

Note on вычет: Stress falls on the first syllable. The "ч" is pronounced like "ch" in "church."

удержание: [ʊdʲɪrˈʐanʲɪjə]

Note on удержание: Stress on the third syllable. The "ж" sounds like "zh" in "measure."

Audio: []

Meanings and Usage:

1. Tax or Financial Deduction

Translation(s) & Context:

• вычет - Used specifically for tax deductions or allowances.

Usage Examples:

• Я получил налоговый вычет за покупку жилья.

  I received a tax deduction for purchasing a home.

• Вычет на детей помогает снизить налоги.

  The deduction for children helps reduce taxes.

• Можно ли оформить вычет за обучение?

  Is it possible to claim a deduction for education expenses?

2. Insurance or Salary Deduction

Translation(s) & Context:

• удержание - Refers to deductions from salary or an insurance deductible.

Usage Examples:

• Удержание из зарплаты составило 10%.

  The deduction from the salary was 10%.

• Страховой полис имеет удержание в размере 500 долларов.

  The insurance policy has a deductible of 500 dollars.

Russian Forms/Inflections:

вычет (Noun, Masculine, Inanimate): Follows the second declension pattern in Russian. Below is the declension table for singular and plural forms:

удержание (Noun, Neuter, Inanimate): Follows the second declension pattern for neuter nouns. Singular and plural forms are provided below:

Russian Synonyms/Antonyms:

Synonyms for вычет:

• льгота (benefit or allowance, often in tax contexts)
• скидка (discount, less formal)

Synonyms for удержание:

• вычитание (subtraction or deduction, broader usage)

Antonyms:

• начисление (accrual or addition)
• добавление (addition)

Related Phrases:

• налоговый вычет - Tax deduction, commonly used in financial documentation.
• удержание из зарплаты - Salary deduction, often refers to mandatory withholdings.
• страховое удержание - Insurance deductible, used in policy agreements.

Usage Notes:

• "Вычет" is primarily used in the context of tax deductions or financial allowances. It is the more specific term for official or legal deductions.
• "Удержание" can refer to deductions from salary or an insurance deductible. It often implies something withheld or retained.
• Choose "вычет" for tax-related contexts and "удержание" for salary or insurance contexts to avoid confusion.

Common Errors:

• Mixing "вычет" and "удержание": English learners often use these interchangeably. For example, saying "удержание за обучение" (deduction for education) is incorrect; the correct term is "вычет за обучение." Use "удержание" only for salary or insurance withholdings.
• Incorrect case usage: Failing to decline the nouns properly in sentences. For instance, "Я получил вычету" is wrong; it should be "вычет" in the accusative case.

Cultural Notes:

In Russia, the concept of "вычет" is deeply tied to the tax system, and claiming deductions for expenses like education or housing is a common practice. Understanding how to discuss "налоговый вычет" (tax deduction) is essential when dealing with Russian bureaucracy or financial planning.

Related Concepts:

• налог (tax)
• страховка (insurance)
• зарплата (salary)