Russian Translation(s) & Details for 'Creditor'

English Word: creditor

Key Russian Translations:

• кредитор [krʲɪˈdʲitor] - [Formal, Singular]
• кредиторы [krʲɪˈdʲitorɨ] - [Formal, Plural]

Frequency: Medium

Difficulty: B2 (Intermediate)

Pronunciation (Russian):

кредитор: [krʲɪˈdʲitor]

Note on кредитор: Stress falls on the second syllable. The "р" sound is rolled, which may be challenging for non-native speakers.

кредиторы: [krʲɪˈdʲitorɨ]

Note on кредиторы: Same stress pattern as the singular form, with a plural ending.

Audio: []

Meanings and Usage:

1. A person or entity to whom money is owed:

Translation(s) & Context:

• кредитор - Used in formal, legal, or financial contexts to refer to an individual or organization that has lent money or extended credit.

Usage Examples:

• Кредитор потребовал немедленного погашения долга.

  The creditor demanded immediate repayment of the debt.

• Банк выступает в роли кредитора в этом соглашении.

  The bank acts as the creditor in this agreement.

• Кредиторы собрались, чтобы обсудить условия реструктуризации.

  The creditors gathered to discuss the terms of restructuring.

• Он оказался должником перед несколькими кредиторами.

  He found himself indebted to several creditors.

• Кредитор подал иск в суд за неуплату.

  The creditor filed a lawsuit for non-payment.

Russian Forms/Inflections:

кредитор is a masculine noun. It follows the regular declension pattern for masculine nouns ending in a consonant. Below is the declension table for singular and plural forms:

Russian Synonyms/Antonyms:

Synonyms:

• заимодавец (less common, formal, often used in legal contexts)

Note: "заимодавец" is more specific to lending money, while "кредитор" can apply to any form of credit or debt.

Antonyms:

• должник (debtor)
• заёмщик (borrower)

Related Phrases:

• основной кредитор - main creditor (refers to the primary entity to whom a debt is owed)
• кредиторская задолженность - accounts payable (financial term for money owed to creditors)
• переговоры с кредиторами - negotiations with creditors (common in business or bankruptcy contexts)

Usage Notes:

• The term "кредитор" is strictly formal and used in legal, financial, or business contexts. It does not have an informal equivalent in Russian.
• Unlike English, where "creditor" can sometimes be used colloquially, in Russian, you would not use "кредитор" in casual conversation. Instead, you might describe the situation (e.g., "человек, которому я должен деньги" - "the person I owe money to").
• Pay attention to the grammatical case when using "кредитор" in sentences, as Russian nouns decline based on their role in the sentence (see the declension table above).

Common Errors:

• Error: Using "кредитор" in an informal context or incorrectly declining it. For example, saying "Я должен кредитор" instead of "Я должен кредитору" (incorrect case for dative after "должен").
  Correction: Use the dative case "кредитору" to indicate the person to whom something is owed.
• Error: Confusing "кредитор" (creditor) with "кредит" (credit/loan).
  Correction: "Кредитор" is a person or entity, while "кредит" refers to the loan or credit itself.

Cultural Notes:

In Russian culture, financial obligations and debts are often taken very seriously, and the term "кредитор" is most commonly encountered in formal or legal settings. Discussions about creditors and debts may carry a sense of urgency or formality, unlike in some Western contexts where such terms might be used more casually. Additionally, personal lending (acting as a creditor to a friend or family member) is less formalized but still significant in Russian social interactions.

Related Concepts:

• долг (debt)
• заём (loan)
• банкротство (bankruptcy)