Russian Translation(s) & Details for 'Annuity'

English Word: Annuity

Key Russian Translations:

• Аннуитет [ɐnʊɪˈtʲet] - [Formal, Financial Context]
• Рента [ˈrʲentə] - [Formal, Broader Historical or Legal Context]

Frequency: Medium (used primarily in financial and legal contexts)

Difficulty: B2 (Intermediate) for both translations due to specialized usage

Pronunciation (Russian):

Аннуитет: [ɐnʊɪˈtʲet]

Note on Аннуитет: Stress falls on the third syllable. The "у" is pronounced as a short "oo" sound.

Рента: [ˈrʲentə]

Note on Рента: Stress is on the first syllable. The "е" is pronounced as "ye" with a soft "r" sound.

Audio: []

Meanings and Usage:

1. A fixed sum of money paid to someone each year (Financial Context)

Translation(s) & Context:

• Аннуитет - Commonly used in modern financial terminology, especially for insurance or loan payments.

Usage Examples:

• Аннуитет выплачивается ежегодно в течение 20 лет.

  The annuity is paid annually for 20 years.

• Этот кредит предусматривает аннуитетные платежи.

  This loan involves annuity payments.

• Страховая компания предложила аннуитет как часть плана.

  The insurance company offered an annuity as part of the plan.

2. A form of income or payment, often historical or legal (Broader Context)

Translation(s) & Context:

• Рента - Used in legal, historical, or broader economic contexts, often referring to rent or income from property.

Usage Examples:

• Земельная рента была основным доходом в те времена.

  Land rent was the main income in those times.

• Он получает ренту от сдачи недвижимости.

  He receives an annuity from renting out property.

Russian Forms/Inflections:

Аннуитет (Masculine Noun):

Рента (Feminine Noun):

Russian Synonyms/Antonyms:

Synonyms for Аннуитет:

• Ежегодный платёж (Annual Payment - more descriptive)

Synonyms for Рента:

• Доход (Income - broader term)
• Арендная плата (Rent Payment - specific to property)

Antonyms: None directly applicable for either term in standard usage.

Related Phrases:

• Аннуитетный платёж - Annuity payment, used in loan agreements.
• Земельная рента - Land rent, often used in historical or economic discussions.
• Рента на имущество - Property rent, referring to income from assets.

Usage Notes:

• Аннуитет is the more precise translation for "annuity" in financial contexts, especially related to structured payments in loans or insurance.
• Рента has a broader meaning and can refer to any regular income, often tied to property or historical contexts. It is less common in modern financial discussions.
• Choose the translation based on context: use "Аннуитет" for modern financial terms and "Рента" for legal or historical references.

Common Errors:

• Error: Using "Рента" in modern financial contexts like loans or insurance.
  Incorrect: Этот кредит имеет ренту.
  Correct: Этот кредит имеет аннуитет.
  Explanation: "Рента" is outdated or incorrect for modern financial annuities; "Аннуитет" is the standard term.
• Error: Mispronouncing "Аннуитет" by stressing the wrong syllable.
  Explanation: Stress should be on the third syllable [ɐnʊɪˈtʲet], not the first or second.

Cultural Notes:

In Russian-speaking countries, the concept of "Рента" historically relates to feudal or land-based income, often discussed in literature or historical texts. "Аннуитет," on the other hand, is a more modern borrowing directly tied to global financial systems.

Related Concepts:

• Пенсия (Pension)
• Процент (Interest)
• Кредит (Loan)