Russian Translation(s) & Details for 'deposit'

English Word: deposit

Key Russian Translations:

• вклад [vklat] - [Formal, Often used for bank deposits]
• залог [zalok] - [Formal/Informal, Often used for security deposits]
• депозит [dʲɪˈpozʲɪt] - [Formal, Borrowed term, used in financial contexts]

Frequency: Medium (commonly used in financial and legal contexts)

Difficulty: B1 (Intermediate) for "вклад" and "залог"; B2 (Upper-Intermediate) for "депозит" due to its specific usage

Pronunciation (Russian):

вклад: [vklat]

Note on вклад: Stress on the first syllable; the "в" is pronounced like "v" in "victory."

залог: [zalok]

Note on залог: Stress on the second syllable; "г" is pronounced like "g" in "go."

депозит: [dʲɪˈpozʲɪt]

Note on депозит: Stress on the second syllable; resembles the English term but with Russian phonetics.

Audio: []

Meanings and Usage:

1. A sum of money placed in a bank or financial institution

Translation(s) & Context:

• вклад - Commonly used for bank deposits or investments.
• депозит - Used in formal financial contexts, often interchangeable with "вклад."

Usage Examples:

• Я открыл вклад в банке на пять лет.

  I opened a deposit in the bank for five years.

• Этот депозит приносит хороший процент.

  This deposit yields a good interest rate.

• Мой вклад защищён государством.

  My deposit is protected by the state.

2. A sum of money paid as a guarantee or security

Translation(s) & Context:

• залог - Refers to a security deposit or pledge, often for rent or loans.

Usage Examples:

• Мы внесли залог за аренду квартиры.

  We paid a deposit for renting the apartment.

• Залог вернут после окончания контракта.

  The deposit will be returned after the contract ends.

Russian Forms/Inflections:

вклад (noun, masculine): Regular noun declension in singular and plural.

Case	Singular	Plural
Nominative	вклад	вклады
Genitive	вклада	вкладов
Dative	вкладу	вкладам
Accusative	вклад	вклады
Instrumental	вкладом	вкладами
Prepositional	о вкладе	о вкладах

залог (noun, masculine): Follows similar regular noun declension patterns as "вклад."

депозит (noun, masculine): Also follows regular noun declension but is less commonly inflected in everyday speech.

Russian Synonyms/Antonyms:

Synonyms for вклад/депозит (bank deposit):

• сбережения (savings - broader term)
• вложение (investment - slightly different nuance)

Synonyms for залог (security deposit):

• гарантия (guarantee - broader term)

Antonyms:

• снятие (withdrawal - for bank deposit context)

Related Phrases:

• срочный вклад - Fixed-term deposit (a deposit with a specific maturity date).
• внести залог - To pay a deposit (used for security or bail).
• банковский депозит - Bank deposit (formal financial term).

Usage Notes:

• "вклад" is the most common and neutral term for a bank deposit and can also mean "contribution" in a broader sense.
• "залог" is specifically used for a security deposit or pledge and should not be confused with bank deposits.
• "депозит" is a borrowed term from English and is often used in formal or international financial contexts; it might sound overly technical in casual conversation.
• When speaking about deposits in everyday situations, "вклад" is generally the safest choice unless the context explicitly calls for "залог" (e.g., renting) or "депозит" (e.g., legal documents).

Common Errors:

• Error: Using "залог" to refer to a bank deposit. Incorrect: "Я положил залог в банк." Correct: "Я положил вклад в банк." (Explanation: "залог" implies a pledge or security, not a bank deposit.)
• Error: Overusing "депозит" in casual speech. Incorrect: "У меня депозит в этом банке." Better: "У меня вклад в этом банке." (Explanation: "депозит" sounds formal and is less common in everyday Russian.)

Cultural Notes:

In Russia, the concept of a "вклад" (bank deposit) is deeply tied to personal savings culture, especially among older generations who rely on bank deposits for financial security due to historical economic instability. Discussing bank deposits might evoke a sense of caution or pragmatism in conversations.

Related Concepts:

• процент (interest rate)
• счёт (account)
• кредит (loan)