Russian Translation(s) & Details for 'Credit'

English Word: Credit

Key Russian Translations:

• кредит [ˈkrɛdʲɪt] - [Formal, Noun, Refers to financial credit or loan]
• заслуга [zɐˈsluɡə] - [Formal/Informal, Noun, Refers to recognition or merit]
• доверие [dɐˈvʲerʲɪjə] - [Formal, Noun, Refers to trust or credibility]

Frequency: High (especially "кредит" in financial contexts)

Difficulty: A2-B1 (Beginner-Intermediate for "кредит"; B2 for "заслуга" and "доверие" due to nuanced usage)

Pronunciation (Russian):

кредит: [ˈkrɛdʲɪt]

Note on кредит: Stress falls on the first syllable. The "е" sounds like "ye" in "yes."

заслуга: [zɐˈsluɡə]

Note on заслуга: Stress on the second syllable. The final "а" is reduced to a schwa sound.

доверие: [dɐˈvʲerʲɪjə]

Note on доверие: Stress on the second syllable. The "е" after "р" is palatalized.

Audio: []

Meanings and Usage:

1. Financial Credit or Loan

Translation(s) & Context:

• кредит - Used in contexts of borrowing money or financial loans.

Usage Examples:

• Я взял кредит на покупку машины.

  I took out a loan to buy a car.

• Банк одобрил мой кредит.

  The bank approved my loan.

• Кредит под низкий процент - это выгодно.

  A low-interest loan is beneficial.

2. Recognition or Merit

Translation(s) & Context:

• заслуга - Used to acknowledge someone's achievement or contribution.

Usage Examples:

• Это его заслуга, что проект успешен.

  It’s his credit that the project is successful.

• Её заслуги в науке неоспоримы.

  Her contributions to science are undeniable.

3. Trust or Credibility

Translation(s) & Context:

• доверие - Used in contexts of trust or reputation.

Usage Examples:

• Он завоевал доверие коллег.

  He earned the trust of his colleagues.

• Его слова потеряли доверие.

  His words lost credibility.

Russian Forms/Inflections:

кредит (Noun, Masculine, Inanimate):

заслуга (Noun, Feminine, Inanimate): Follows regular feminine declension patterns.

доверие (Noun, Neuter, Inanimate): Follows regular neuter declension patterns.

Russian Synonyms/Antonyms:

Synonyms for кредит (financial):

• заём
• ссуда

Note: "заём" is often used for informal loans, while "ссуда" may imply a formal or interest-free loan.

Synonyms for заслуга (merit):

• достижение
• заслуженность

Antonyms for доверие (trust):

• недоверие
• сомнение

Related Phrases:

• взять кредит - To take out a loan.
• погасить кредит - To pay off a loan.
• признать заслугу - To acknowledge someone's merit.
• потерять доверие - To lose trust.

Usage Notes:

• "кредит" is the most direct translation for financial credit or loans and is widely used in modern Russian, especially in banking contexts.
• "заслуга" is used when "credit" refers to recognition or merit and is often paired with possessive pronouns (e.g., "моя заслуга" - "my credit").
• "доверие" is appropriate when "credit" implies trust or credibility, often in professional or interpersonal contexts.
• Be cautious when choosing between translations, as they are not interchangeable across meanings.

Common Errors:

• Error: Using "кредит" to mean recognition or trust.
  Incorrect: "Это мой кредит" (Intending to say "This is to my credit").
  Correct: "Это моя заслуга."
• Error: Misusing cases after prepositions with "кредит."
  Incorrect: "Я думаю о кредит" (wrong case).
  Correct: "Я думаю о кредите."

Cultural Notes:

In Russian culture, "доверие" (trust) is a significant concept in personal and business relationships. Losing "доверие" can have serious social repercussions, more so than in some Western contexts. Additionally, taking a "кредит" (loan) has become common in post-Soviet Russia, but it often carries a stigma of financial burden among older generations.

Related Concepts:

• долг (debt)
• процент (interest rate)
• репутация (reputation)